20, June 2025

Investment Behaviour of Working Women in Hyderabad (A Comparative Study of Government and Private Employees)

VOLUME-11; ISSUE-6; JUNE-2025

Author(s): Ms. K. Sireesha, Dr. Tripti Shastri

Authors Affiliations:

*Assistant Professor, MBA Department, Pallavi Engineering College, Hyderabad, India

**Professor, School of Science, ISBM University (C.G.), Chhattisgarh, India

 

DOIs:10.2015/IJIRMF/202506014     |     Paper ID: IJIRMF202506014


Abstract
Keywords
Cite this Article/Paper as
References

The study aims to assess the investment behavior of working-class women in Hyderabad by utilizing both primary and secondary data sources. Primary data was collected through questionnaires administered to women employed in government and private sector organizations within the city. Secondary data was obtained from literature surveys, journals, periodicals, textbooks, internet sources, newspapers, and reports. The analysis employed various statistical tools, including simple frequency distribution, one-sample t-test, independent t-test, Friedman test, and Chi-square test. The findings reveal that working women are generally well-aware of various savings avenues, with similar levels of awareness observed among both government and private sector employees. Their investment decisions are influenced by factors such as income tax benefits, fair returns, retirement corpus accumulation, children’s education, marriage expenses, holidays, and liquidity needs. Additionally, the study highlights a significant association between annual income and investment behavior among working women in the region.

Investments, Behavior, Workingwomen, Awareness, and Investment Avenues

Ms. K. Sireesha,  Dr. Tripti Shastri (2025); Investment Behaviour of Working Women in Hyderabad (A Comparative Study of Government and Private Employees),  International Journal for Innovative Research in Multidisciplinary Field, ISSN(O): 2455-0620, Vol-11, Issue-6, Pp.98-104.          Available on –   https://www.ijirmf.com/

  1. Jisha, V. (2017). Investment behavior of working women in India. International Journal of Management Studies, 4(3), 45–53.
  2. Kumari, P. (2018). A study on investment behavior of individual investors. International Journal of Research and Analytical Reviews, 5(4), 289–295.
  3. Lourrine, M., John, S., & Kumar, R. (2017). A study on investment preferences of women investors. International Journal of Commerce and Management Research, 3(4), 12–17.
  4. Rao, P. (2017). Women empowerment through financial literacy and investment behavior. Journal of Business and Management, 19(6), 67–73.
  5. Sah, A. (2017). Investment patterns and preferences of women in urban India. International Journal of Research in Commerce, Economics & Management, 7(3), 35–41.
  6. Tomar, R., & Tomar, S. (2019). A comparative study on investment behavior of male and female investors. International Journal of Scientific and Research Publications, 9(1), 150–156.
  7. Venkateshraj, A. (2015). An empirical study on investment pattern of working women in the private sector. Asian Journal of Research in Business Economics and Management, 5(9), 77–86.
  8. Singh, Y. K. (2006). Fundamental of Research Methodology and Statistics. New Age International Publishers.
  9. Pandian, P. (2010). Security Analysis and Portfolio Management. Vikas Publishing House.
  10. Reserve Bank of India (2021). Handbook of Statistics on Indian Economy. Retrieved from https://www.rbi.org.in.
Post Views: 203

Download Full Paper

Download PDF No. of Downloads:16 | No. of Views: 184